Strata Title Insurance NSW Features

If you’re part of a strata scheme in New South Wales, NRMA Strata Title Insurance is especially designed to protect you. It not only covers loss or damage to the building itself, but common property such as pathways, walls and fences, and common contents such as carpets on stairwells. So everyone benefits.

Insurance cover for loss or damage by fire, storm or theft
If your property is damaged or destroyed by fire, storm or thieves, we’ll rebuild the part that was damaged – good as new.

Flood cover
We cover you for water damage, storms and other causes of flooding, including damage caused by major flooding and when rainfall outside your local area causes nearby creeks and rivers to overflow. Find out about flood cover.
What’s in it for you? Insurance cover for flood has been a concern for some time because of the extensive damage floods can cause.

Voluntary workers – death and injury benefits
If a person is doing unpaid volunteer work on the site and is injured or dies as a result of negligence on your part, or the injury results in loss of earnings, we’ll ensure the worker is covered.

Loss of rent
If you’re a landlord and your tenants can’t live in your rental property because it’s being repaired as a result of an insured incident, we’ll pay you the lost rent. So your income is always protected.

Liability cover
If an incident occurs on your property’s site causing death or bodily injury to other people (or loss or damage to other people’s property) and you’re legally liable, we’ll pay up to $20 million (inclusive of GST). This includes cover for the legal costs if our lawyers are involved with the insurance claim.

Temporary accommodation
If you’re an owner who lives in the building, and as a result of an insured incident cannot live in the building, we’ll pay for temporary accommodation and additional living expenses, as well as the removal and storage of your contents, and their return.

Paperless 24/7 home insurance claims
When you need to make a Strata Title Insurance claim, we’re available – 24 hours a day, 7 days a week. And with no paperwork to fill in, all you have to do is pick up the phone.

Our Strata Title Insurance policy also covers you for:

Unintentional breakage of glass, ceramic and sanitary fixtures

Impact damage

Lightning, vandalism or a malicious act

24/7 Helpline.

There is also additional cover provided when we pay a claim:

Demolishing and removing debris

Reconnection of electrical components

Loss of rent for Landlords

Locating the cause of damage

Fees arising from rebuilding

Renovating or altering the building

Temporary accommodation for owners.

For detailed information on this cover, please read the Product Disclosure Statement.

Call 132 132 to get a quote or to talk to us about this policy.